The Future of Investing. Today.

We manage over £1 billion for our clients.

Get a personalised, globally diversified and fully managed portfolio. We optimise your portfolio and monitor risk based on the latest quantitative research. Not just cheaper, but better.

When investing, your capital is at risk. Learn more about risk here.
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Over £1 billion

We would like to thank our 35,000 clients who entrust us with managing over £1 billion for them.

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Strong Partners

We are proud to have been selected as partners by respected firms such as BlackRock and ING-DiBa in Germany.

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Press & Awards

We have won several awards, including CNBC's prestigious 'Upstart 25'. Read what the press has to say about us.

Financial Advice On-Demand at a Low, Fixed Fee.

Unsure if our service is right for you? Would you like to know more about what products are suitable for you?

We offer our clients a comprehensive financial assessment of their situation, conducted by one of our qualified financial advisors.

  1. Book a call with a member of our team at a time convenient for you
  2. The initial consultation is free of charge - it helps us to determine whether our services are suitable for you
  3. You can then invest straight away or go ahead and book a session with an advisor for a fixed fee
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Invest as much as you want from £10,000.
Full flexibility on contributions but tax would have to be paid on income, dividends and capital gains.

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Open a new ISA or transfer an existing one.
Tax-free returns for up to £20,000 contribution with all the benefits of our general account.



We’ll invest for your future. Zero hassle for you.
Start saving for your retirement, or transfer and consolidate your existing pensions.

Don't Miss out on Capital Markets Growth.

Some investors believe that investments in stocks are too risky. But historical stock market data show that not only do they deliver higher long-term returns than bonds or cash savings, their risk level also decreases significantly with the length of the investment. As the chart below illustrates, an investment into the MSCI World - a very broad basket of global stocks - has never returned a loss since 1975 if it was held for at least 15 years. Those who held their investment for over 25 years would on average have made a return of 9.5% per year and even when buying and exiting their investments at the worst points in time they would still have enjoyed a return of 6.4% per year.

Average, minimum and maximum annualised returns (%) when investing in the MSCI World* equities index between 1975 and 2017, depending on the time horizon of the investment


Source: Bloomberg, own calculations. Including dividends (total return index), in GBP. Past performance is not indicative of future performance.

Media_Quotation mark open No cash ISA can beat inflation (Which?, 25 January 2017)Media_Quotation mark close

Put Your Money to Work. We Make Investing Easy.

How Safe Is Cash?

Why It's Important to Start Investing Early

Investing with Scalable Capital

Built for You. Managed by Us.

Our investment service can be broken down into two separate but equally important parts.

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1. We build your globally diversified portfolio.

We give you access to all major asset classes and regions, with an investment universe covering more than 8,500 securities. We use cost-efficient, passive Exchange Traded Funds (ETFs) that we rigorously select for you.

2. We manage the risk in your portfolio.

We regularly monitor the risk of the investments in your portfolio. When our investment model anticipates a breach of your risk tolerance we adjust your holdings. The result is a smoother investment performance and a better risk-adjusted return.


Scalable Capital is one of the top 10 wealth firms to watch in 2017: "Scalable Capital seems set to take the crown as the robo-adviser to watch."


"Siemens Private Finance has partnered with Scalable Capital to offer the fintech's services as an investment benefit to Siemens employees."

The Telegraph

"Scalable Capital, which has a presence in the UK and Germany, has amassed £217m in assets since its launch last year." (June 2017)

A Unique Investment Service, Powered by Data.

Giving you a precise understanding of portfolio risk.

Keeping your risk stable, in all market conditions.

Limiting your exposure to high-risk periods that deliver poor returns.

  • Invest with the confidence of knowing your actual downside exposure.
  • Stop guessing what “moderate risk” might mean.
  • Enjoy a smoother investment experience with fewer bumps in the road.
  • Achieve better returns for every unit of risk you’re taking.
  • Steer clear of markets that don’t deliver the returns you deserve.

We are the only digital wealth manager to offer this service.

Our proprietary risk technology was developed by leading academic and Scalable Capital co-founder, Professor Stefan Mittnik, PhD.

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Client Testimonials

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Julia Prisenko, London

"It is all about trust. And the team was an immediate hit."

Read Julia's testimonial

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Mark Carstairs, London

"Saves me hours of manual portfolio management and produces greater returns."

Read Mark's testimonial

Aidan and Josie Nicholson

Aidan and Josie Nicholson, Hertfordshire

"We are confident that over the long term, their returns more than justify their fees."

Read Aidan and Josie's testimonial

Your Security Is Our Top Priority.

We use technology to safeguard your personal data and partner with a UK custodian bank to keep your cash and assets safe.

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  • Covered by the Financial Services Compensation Scheme.
  • Assets safeguarded in a segregated account at our UK custodian bank.
  • Modern IT infrastructure to secure your account and personal data.

Our Team.

Our founding team combines practical experience with decades of research expertise. We have created an investment service that we really believe in, and can wholeheartedly recommend to our friends and family.

Simon Miller
UK CEO & UK Co-Founder
Simon joined Scalable Capital after 8 years working in finance with Barclays Capital. He began trading industrial metals on the London Metal Exchange and rose to the position of Vice President and Global Head of Base Metals Options. Whilst Simon’s primary role was trading and managing risk, he also worked with both institutional and corporate clients to discover hedging solutions and, in his latter years, he helped develop an e-trading platform. Simon studied Mathematics and Economics at the University of Warwick.
Dr. Ella Rabener
CMO & UK Co-Founder
Ella combines a finance background with several years of experience building e-commerce startups. As founder and CEO of she grew the site over 3 years into the dominating online player in the home & living category in Russia. She also spent 7 years at McKinsey & Company in New York, Dubai, Munich and Cologne working for private equity and consumer goods clients as well as advising banks on risk management topics. Ella has a diploma in Business Administration with a specialisation in Banking and Financial Derivatives from the University of Frankfurt as well as a Maîtrise degree from the University of Lyon. She also has a doctoral degree from the European Business School in Oestrich-Winkel.
Adam French
Co-Founder & Director
Adam co-founded Scalable Capital after recognising that everyone deserves better when it comes to access to wealth management services. It was clear that technology could provide a professional service which is more convenient and more cost-effective than ever before. Prior to founding the business, he spent seven years at Goldman Sachs as Executive Director of Commodities and Derivatives Trading. Adam has just been named as one of the PAM Top 40 Under 40 for 2017. He studied Business Mathematics and Statistics at the London School of Economics.
Prof. Stefan Mittnik, PhD
Co-Founder & Advisor
Stefan is a Co-Founder and Scientific Advisor at Scalable Capital. He is Professor of Financial Econometrics and Director of the Centre for Quantitative Risk Analysis at the Ludwig Maximilians University in Munich. Stefan is also a Fellow at the Centre for Financial Studies (CFS) in Frankfurt. After obtaining his PhD at Washington University in St. Louis, he taught in New York and Kiel (Germany) before moving to Munich and has since held a number of visiting positions in the US.

He served on the Research Advisory Board of the Deutsche Bundesbank - the Review Board of the German Research Foundation - and was research director at the CFS and the Institute for Economic Research in Munich. He has spent about 30 years researching, analysing, modelling and forecasting financial risk.

Ready to Invest for Your Future?

No lock-in, no hidden fees, full transparency.