Deposits subject to the annual SIPP limit (£40,000 for the tax year 2018/19) as well as the lifetime allowance (currently £1.03 million).
Locked in until Retirement
Withdrawals possible from the age of 55 (increasing to 57 in 2028).
Income tax relief on your deposits, no capital gains or income tax on returns. However, you may be liable for taxation under current SIPP rules for withdrawals.
You can transfer in other workplace pensions or transfer in existing SIPPs.
We Do Everything for You
We build your tailor-made portfolio, monitor it continually and adjust it when needed to keep risk constant in all market conditions.
We Optimise for Better Risk-Adjusted Returns
Our unique technology helps you avoid periods of excessive market risk which typically go hand in hand with lower returns.
We Give You a Real Understanding of Risk
Do you know how much you could lose in a bad year with a "moderate risk" portfolio? Neither do we. That's why we give you a precise risk measure.
The majority of pension transfers take around 4 weeks to complete. Some can take up to three months, depending on your previous provider.
More information on the SIPP charges is available from the customer area of the AJ Bell Investcentre website.
The SIPP Key Features document is available from the customer area of the AJ Bell Investcentre website and answers the most common questions about:
Returns on stock markets do not solely depend on the price development. Dividends also contribute their share to the return. And they significantly cushion the price risk.
It is no secret that shares generate more profit in the long term than bonds. But a recent study shows just how wide the returns gap has been for over 100 years - and where the stock markets have grown the most.
The rewards of a long-term investment strategy can outweigh the risks of short-term market instability.