Your Self-Invested Personal Pension.
- Take the hassle out of pension investments: We do everything for you
- Enjoy the benefits of a risk-managed SIPP portfolio
- Benefit from greater transparency and low costs
Invest For Your Retirement
Features of a SIPP
Tax-Annual Allowance
Deposits subject to the annual SIPP limit (£40,000 for the tax year 2020/21) as well as the lifetime allowance (currently £1,073,100).
Locked in until Retirement
Withdrawals possible from the age of 55 (increasing to 57 in 2028).
Income Relief
Income tax relief on your deposits, no capital gains or income tax on returns. However, you may be liable for taxation under current SIPP rules for withdrawals.
Transfers
You can transfer in other workplace pensions or transfer in existing SIPPs.
Additional Scalable Capital Features
We Do Everything for You
We build your tailor-made portfolio, monitor it continually and adjust it when needed to keep risk constant in all market conditions.
We Optimise for Better Risk-Adjusted Returns
Our unique technology helps you avoid periods of excessive market risk which typically go hand in hand with lower returns.
We Give You a Real Understanding of Risk
Do you know how much you could lose in a bad year with a "moderate risk" portfolio? Neither do we. That's why we give you a precise risk measure.
When investing, your capital is at risk. Learn more about risk here.
Frequently Asked Questions:
- The first step is to complete the SIPP Opening Form - you can request one by entering your email at the top of this page.
- If you are transferring a SIPP you will also need to complete the included Transfer Form.
- Please post these forms to Scalable Capital, 4 Christopher St, London EC2A 2BS.
- We will then contact you to set up your online account and start the SIPP transfer process.
The majority of pension transfers take around 4 weeks to complete. Some can take up to three months, depending on your previous provider.
- The total costs for Scalable Capital’s investment management services are 0.9% per annum (VAT included). This is broken down as follows:
- 0.75% Scalable Capital fee which covers investment management, custody and trading costs
- 0.15% ETF (Exchange Traded Fund) fee which is taken directly from the ETFs assets
- 0.75% Scalable Capital fee which covers investment management, custody and trading costs
- AJ Bell charges an initial set-up fee of £120 plus VAT and a quarterly administration fee that depends on the value of your SIPP:
More information on the SIPP charges is available from the customer area of the AJ Bell Investcentre website.
The SIPP Key Features document is available from the customer area of the AJ Bell Investcentre website and answers the most common questions about:
- Contributions
- Tax Relief
- Annual/Lifetime Allowances
- Carry Forward
- Transfers
Recent Articles
Returns on stock markets do not solely depend on the price development. Dividends also contribute their share to the return. And they significantly cushion the price risk.
It is no secret that shares generate more profit in the long term than bonds. But a recent study shows just how wide the returns gap has been for over 100 years - and where the stock markets have grown the most.
The rewards of a long-term investment strategy can outweigh the risks of short-term market instability.
RISK WARNING
With investment comes risk. The value of your portfolio with Scalable Capital can go down as well as up and you may get back less than you invest.
A Stocks and Shares ISA or a SIPP may not be right for everyone and tax rules may change in the future.
Learn more about risk here.
USEFUL KNOWLEDGE
DOCUMENTATION
Scalable Capital Limited
4 Christopher Street, London, EC2A 2BS, United Kingdom | T: +44 203 750 0703 | support@scalable.capital
Scalable Capital Limited is authorised and regulated by the Financial Conduct Authority (Firm Ref No 672532).
Scalable Capital Limited is a limited company registered in England and Wales (Company No 09386303).
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