Your Self-Invested Personal Pension.

  • Take the hassle out of pension investments: We do everything for you
  • Enjoy the benefits of a risk-managed SIPP portfolio
  • Benefit from greater transparency and low costs

Invest For Your Retirement

We offer pension investments through a managed SIPP portfolio, from £10,000. Your SIPP is invested and managed by Scalable Capital as an investment partner of AJ Bell Investcentre.

Features of a SIPP


bulletpoint_check_green_oldstyle  Tax-Annual Allowance

Deposits subject to the annual SIPP limit (£40,000 for the tax year 2018/19) as well as the lifetime allowance (currently £1.03 million).

bulletpoint_check_green_oldstyle  Locked in until Retirement

Withdrawals possible from the age of 55 (increasing to 57 in 2028).

bulletpoint_check_green_oldstyle  Income Relief

Income tax relief on your deposits, no capital gains or income tax on returns. However, you may be liable for taxation under current SIPP rules for withdrawals.

bulletpoint_check_green_oldstyle  Transfers

You can transfer in other workplace pensions or transfer in existing SIPPs.

Additional Scalable Capital Features


bulletpoint_check_green_oldstyle  We Do Everything for You

We build your tailor-made portfolio, monitor it continually and adjust it when needed to keep risk constant in all market conditions.

bulletpoint_check_green_oldstyle  We Optimise for Better Risk-Adjusted Returns

Our unique technology helps you avoid periods of excessive market risk which typically go hand in hand with lower returns.

bulletpoint_check_green_oldstyle  We Give You a Real Understanding of Risk

Do you know how much you could lose in a bad year with a "moderate risk" portfolio? Neither do we. That's why we give you a precise risk measure.

When investing, your capital is at risk. Learn more about risk here.

Frequently Asked Questions:

How Do I Open a SIPP via Scalable Capital?
 
  • The first step is to complete the SIPP Opening Form - you can request one by entering your email at the top of this page.
  • If you are transferring a SIPP you will also need to complete the included Transfer Form.
  • Please post these forms to Scalable Capital, 4 Christopher St, London EC2A 2BS.
  • We will then contact you to set up your online account and start the SIPP transfer process.
How Long Does It Take to Transfer a Pension to Scalable Capital?
 

The majority of pension transfers take around 4 weeks to complete. Some can take up to three months, depending on your previous provider.

What Does It Cost?
 
  • The total costs for Scalable Capital’s investment management services are 1% per annum (VAT included). This is broken down as follows:

    • 0.75% Scalable Capital fee which covers investment management, custody and trading costs
    • 0.25% includes the ETF fees, ETF trading costs and the bid-offer-spreads

  • AJ Bell Investcentre charges an initial set-up fee of £120 plus VAT and a quarterly administration fee that depends on the value of your SIPP:

SIPP Cost - white

More information on the SIPP charges is available from the customer area of the AJ Bell Investcentre website.

What Are the Key Features of the SIPP?
 

The SIPP Key Features document is available from the customer area of the AJ Bell Investcentre website and answers the most common questions about:

  • Contributions
  • Tax Relief
  • Annual/Lifetime Allowances
  • Carry Forward
  • Transfers

Everything You Need to Know in Our Free SIPP Guide

SIPP Guide Image

In this free guide you'll discover

bulletpoint_check_green_oldstyle_new_smaller What is a SIPP and why should you have one?
bulletpoint_check_green_oldstyle_new_smaller What are the different types of pensions?
bulletpoint_check_green_oldstyle_new_smaller How to choose the right investment manager for your SIPP?
bulletpoint_check_green_oldstyle_new_smaller The benefits of Scalable Capital’s investment service for your SIPP

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